Tennessee security deposit rules
How Tennessee deposit returns generally work
In Tennessee counties covered by the Uniform Residential Landlord and Tenant Act, those with more than 75,000 residents in the 2010 census, landlords must hold security deposits in a separate account and follow move-out inspection and damage-listing rules, and generally may charge only for physical damage discovered within 30 days after the tenant vacates or 7 days after a new tenant moves in, whichever is earlier. The Act sets no fixed refund deadline or multiple-damages penalty, and a tenant’s court claim is limited to damage items specifically disputed in writing.
Tenn. Code Ann. § 66-28-102(a) limits the Act, including its deposit rules, to counties with more than 75,000 residents in the 2010 census, such as Davidson, Shelby, Knox, Hamilton, Rutherford, Williamson, and Montgomery.
Landlords must keep deposits in a separate account and disclose its location; § 66-28-301(c) states that no landlord may retain any portion if the deposit was not so held and a listing of damages was not provided as required.
There is no fixed refund deadline, but physical damage generally must be discovered within 30 days after the tenant vacates, and a court claim is limited to damage items the tenant specifically dissented from in writing.
Watch your own deadline: If the landlord sent notice of a refund amount to your last known address, § 66-28-301(f) allows it to keep the deposit if it receives no response within 60 days after sending that notice, so respond in writing well before then. A signed move-out damage listing is generally conclusive, and a court claim is limited to items you specifically dissented from in writing; this letter states that dissent.
Check coverage: The Act applies only in counties with more than 75,000 residents in the 2010 federal census: Anderson, Blount, Bradley, Davidson, Hamilton, Knox, Madison, Maury, Montgomery, Rutherford, Sevier, Shelby, Sullivan, Sumner, Washington, Williamson, and Wilson. Since July 1, 2021, later census growth no longer brings a county under the Act; elsewhere these statutory deposit rules do not apply and the lease and other law need separate review.
These are general summaries, not conclusions about your situation. Review the linked official text and obtain legal advice when needed.
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