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🇺🇸 Indiana tenant document

Indiana Security Deposit Law & Demand Letter

Landlord kept your deposit? Check the Indiana return rules, then challenge withheld funds with an organized written demand, your dates and amounts, an evidence plan, and official starting points in one downloadable pack.

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No account required · Five-part PDF · $39 one-time purchase

Official framework

Indiana Code §§ 32-31-3-12 to 32-31-3-16

Indiana generally requires the landlord to return the security deposit, less permitted deductions itemized in a written notice with the amount due, not more than 45 days after termination of the rental agreement and delivery of possession; the landlord is not liable under the chapter until the tenant supplies a mailing address in writing.

Read the official statute ↗

Content reviewed October 1, 2026. General information only—not legal advice.

Indiana security deposit rules

How Indiana deposit returns generally work

Indiana Code 32-31-3-12 generally requires a landlord to return a residential security deposit, less accrued rent, damages beyond ordinary wear and tear, and certain unpaid utility charges itemized in a written notice, within 45 days after the rental agreement ends and the tenant delivers possession, but the landlord is not liable under the chapter until the tenant supplies a mailing address in writing. A landlord who fails to give the required itemized notice is treated as agreeing that no damages are due, and a court may award the deposit owed plus reasonable attorney’s fees.

IC 32-31-3-12(a) generally requires the deposit, less permitted deductions itemized with the amount due, to be returned within 45 days after the rental agreement ends and possession is delivered; the landlord is not liable until the tenant supplies a mailing address in writing.
IC 32-31-3-14 requires the itemized list to state the estimated repair cost for each damaged item; under IC 32-31-3-15, failing to give that notice constitutes agreement by the landlord that no damages are due.
IC 32-31-3-13 bars deductions for ordinary wear and tear, and IC 32-31-3-12(b) and 32-31-3-16 describe recovery of the deposit due plus reasonable attorney’s fees and court costs, which a court decides.

Watch your own deadline: IC 32-31-3-12(a) states that the landlord is not liable under the security deposit chapter until you supply, in writing, a mailing address. The Indiana Supreme Court has held that a late address defers rather than eliminates the landlord’s obligations, but send your mailing address in writing promptly (this letter includes it) and keep proof of delivery.

Check coverage: IC 32-31-3 does not apply to arrangements listed in IC 32-31-2.9-4, such as transient hotel or motel occupancy, institutional housing, and housing conditioned on employment, and IC 32-31-1-20 generally bars local units from regulating security deposits.

These are general summaries, not conclusions about your situation. Review the linked official text and obtain legal advice when needed.

Deadline calculator · Normal wear and tear vs. damage · How to get your deposit back · Deadlines in other states

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Indiana deposit dispute

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These facts generate your demand letter, timing worksheet, dispute organizer, evidence log, and escalation-prep sheet.

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Frequently asked questions

How long does a landlord have to return a security deposit in Indiana?

Indiana generally requires the landlord to return the security deposit, less permitted deductions itemized in a written notice with the amount due, not more than 45 days after termination of the rental agreement and delivery of possession; the landlord is not liable under the chapter until the tenant supplies a mailing address in writing. Check the official statute for the conditions that apply to your tenancy.

Does TenantShield guarantee that I will recover my Indiana security deposit?

No. The pack organizes a written demand and supporting record. The lease, facts, delivery, evidence, defenses, and any court decision control the result.

What is included in the paid PDF?

A personalized demand letter, timing worksheet, deduction dispute organizer, evidence and delivery log, and escalation-preparation sheet with official source links.

Does the pack automatically demand penalties or enhanced damages?

No. It identifies provisions to review and makes clear that potential enhanced remedies depend on facts and, if disputed, a court determination.

Can I preview the demand letter before paying?

Yes. Complete the guided form to see a personalized preview. The finished five-part PDF costs $39 USD as a one-time purchase.